Use of Personal Information:

Use of Personal Information:

PayerTrust uses Personal Information to provide Users with services explicitly requested, to resolve disputes, troubleshoot concerns, promote safe services, collect payments, assess User interests in our services, inform Users about offers and services, customize User experiences, detect and protect against errors, fraud, and other criminal activity, enforce our terms and conditions, and more.

Collection and Use of Non-Personal Information:

PayerTrust may collect non-personal information about Users whenever they use and interact with the services. Non-personal information may include browser names, the type of computer, and technical information about the User's means of connecting to PayerTrust services, such as operating system and internet service providers. This information is aggregated and used to help PayerTrust provide more useful information to Users and to understand which parts of the services, products, and services are of the most interest.

If PayerTrust does combine non-personal information with Personal Information, the combined information will be treated as Personal Information for as long as it remains combined.

How We Use Cookies:

A cookie is a small file that asks permission to be placed on the User's device's memory drive. Cookies help analyze web traffic and allow services to respond to Users as individuals, tailoring operations to Users' needs, preferences, and behaviors. PayerTrust treats information collected by cookies and other technologies as non-personal information.

Users can choose to accept or decline cookies. Most web browsers automatically accept cookies, but Users can usually modify browser settings to decline cookies if they prefer, although this may prevent Users from fully utilizing the services.

Advertising:

Advertisements on PayerTrust services may be delivered by advertising partners who may set cookies. These cookies allow ad servers to recognize the User's computer to compile non-personal information about Users or others who use the User's computer. This information helps ad networks deliver targeted advertisements believed to be of interest to Users. This Policy does not cover the use of cookies by advertisers.

User Acceptance of These Terms:

By using the services, Users signify their acceptance of this Policy. If Users do not agree to this Policy, please do not use PayerTrust services. Continued use of PayerTrust services following changes to this Policy will be deemed acceptance of those changes.

Disclosure of Data/Information:

PayerTrust will not share any personal or sensitive data with any external organization unless necessary to provide services to Users or business associates, enable legitimate transactions, or comply with applicable laws or terms and conditions agreed to with PayerTrust. PayerTrust may disclose information about Users and/or business associates if directed by court, regulatory, statutory, or other authorities. PayerTrust shall seek consent from Users and/or business associates, providing sufficient details of the court order or regulatory, statutory, or similar process before disclosing information.

PayerTrust shall access, preserve, and share User information:

(i) With regulators, law enforcement, or others in response to a legal request (e.g., a search warrant, court order, or subpoena) if PayerTrust has a good-faith belief that the law requires such action. This may include responding to legal requests from jurisdictions within or outside India when required by law in that jurisdiction and affecting Users in that jurisdiction, consistent with Indian recognized standards.

(ii) When PayerTrust has a good-faith belief that it is necessary to detect, prevent, and address fraud, unauthorized use of products, violation of our Terms or Policies, or other harmful or illegal activity; protect ourselves, Users, or others, including as part of an investigation or regulatory inquiries; or prevent death or imminent bodily harm. For example, if relevant, we exchange information with third-party partners about the reliability of Users' accounts to prevent fraud, abuse, and other harmful activity on and off our products and services.

Information that we receive about Users (including financial transaction data) may be accessed and preserved for an extended period when subject to a legal request or obligation, governmental investigation, or investigations of possible violations of our Terms or Policies or to prevent harm